We could all use a little extra money. Review many lenders’ rates before deciding on one. Most borrowers are unable to do so and that causes the loan to roll over into a new loan with a new loan fee. Follow the instructions in any paperwork you received from the[…]

The government shutdown reminded us that millions of Americans live paycheck-to-paycheck—which payday lenders will only continue to exploit if the CFPB has its way. If possible, try to get a personal or installment loan – they usually have lower interest rates. Payday lenders can’t rollover your loan, which means that[…]

An aggressive lawyer, like Matthew McConaughey in The Lincoln Lawyer,” might think he has the upper hand in debt collection, but you have rights. Improving your credit score a few points can help: The FICO credit scoring system is most often used by lenders to measure the risk of a[…]

Three alternatives to keep you out of the payday loan trap. The W-2 agency determines eligibility for Job Access Loans and administers the issuance and repayment of the loans. Before doing business with an internet payday lender, make sure they are licensed by DFI. This is especially worrisome since American[…]